About us

ARMANI means “DESIRE” in Persian and “FAITH” in its African origin. For us, it represents the desire to assist you to regain faith and confidence in your financial security and become DEBT FREE.


  • To conduct all business with absolute integrity and confidentiality that may be scrutinised by any of our stakeholders

  • To be accountable for every decision and advice we give

  • Have passion for the difference we make

  • Keeping all parties best interest in mind and working on continuous collaboration in this regard

Tania Dekker


Tania Dekker has 15 years corporate, finance and financial management experience. She has been a registered DC since 2009 and is passionate about the debt review process and to get consumers debt and stress free!

Voted top 5 debt counsellor in SA for 2 years in a row – striving to get YOU debt free!

Michelle Whitaker

Admin Manager

Admin Manager – Michelle has 12 years of debt counselling experience, she can negotiate the best debt repayment plan for you.

Yollanda Rakhalakane


Sales Representative –  4 years call centre and sales skills – Yollanda can assist you with a tailormade debt solution to suit your needs.

Micaela Coetzee


Administration Assistant – Micaela can help you obtain any balance, statement or paid-up letter. Micaela enjoys issuing clearance certificates – knowing that debt review works for so many consumers.

Joyce Mabotja


Administration Assistant – With 12 years of debt counselling experience Joyce can help you resolve any debt review enquiry – let Joyce deal with your credit providers.

Our Skills

We pride ourselves on offering our clients the service and support they really need.

Slashing Debt
Dealing with Credit Providers
Being soft on clients
Giving you a better life
Your biggest supporter
Helping you become debt free

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