How to Cancel Debt Review in South Africa
Whether you can cancel debt review depends on how far the process has gone — and being honest about this saves you from the scams.
Before a court order
If your counsellor has not yet had your debt review made an order of court, there is a limited window to withdraw. This is the most straightforward point to step out.
After a court order
Once a court has granted an order restructuring your debt, you are legally bound — you can’t simply cancel. Your routes are to complete the plan and get a clearance certificate, or apply to court to be declared no longer over-indebted.
⚠ Beware “get out of debt review” scams. Only an NCR-registered debt counsellor can issue a clearance certificate. Anyone promising to “delete” debt review for an upfront fee can leave you exposed to creditors again.
Find out which route applies to you — free, in minutes.
Handled on our partner Debt Solutions 4U’s secure platform (NCRDC2423). Or call 0861 487 487.
Debt Free With Armani is a registered debt counselling practice (NCRDC1015). This article is general information, not legal advice — your specific route depends on your circumstances.