LET’S TALK ABOUT DEBT, BABE!

LET’S TALK ABOUT DEBT, BABE!

February is the month of love and is the perfect time for spoiling that special someone. However, it can also be one of those months that demands a lot more money from you than you can actually afford to dish out. Often, this means that in between all of the candle-lit dinners, rose petals and romance, there are bound to be a few arguments about finances. If you are struggling to cope with debt and you have noticed that it is having a detrimental effect on your relationship with your significant other, we have some tips that might help to ensure that you are able to fall right back into the blissful courtship that the two of you once shared… and fix those nagging financial problems… all in one go!

Keep Lines of Communication Open

If you are in debt, the worst thing that you can do is to try to hide this fact from your partner. Be upfront early on and make it known that you are taking the necessary steps in an effort to rectify the situation. Not only will your honesty enhance the feeling of trust between the two of you, but you will also be able to speak to your partner when you are feeling stressed about your finances or when you feel that you need some advice, making your life that much easier in the process. All in all, it can only lead to a much stronger relationship in the long run. Keep Your Finances Separate If one of you has a harder time when it comes to handling money and controlling his / her spending habits, separating your finances might just save your entire relationship. That way, if you have a problem with debt, it won’t have to be your partner’s problem too – he or she can simply be there to provide advice and support without having to also stress about his / her own financial wellbeing, and resenting you because of it!

Keep Your Finances Separate

If one of you has a harder time when it comes to handling money and controlling his / her spending habits, separating your finances might just save your entire relationship. That way, if you have a problem with debt, it won’t have to be your partner’s problem too – he or she can simply be there to provide advice and support without having to also stress about his / her own financial wellbeing, and resenting you because of it!

If one of you has a harder time when it comes to handling money and controlling his / her spending habits, separating your finances might just save your entire relationship. That way, if you have a problem with debt, it won’t have to be your partner’s problem too – he or she can simply be there to provide advice and support without having to also stress about his / her own financial wellbeing, and resenting you because of it!

Strategise Together

Sit down and go through your bills, bank statements etc. and craft a workable budget together. By doing so, your partner won’t get upset when going out to dinner every weekend just isn’t on the cards, or when you say that you can’t afford to order in – you will both be well aware of the financial situation and less likely to argue about it. Another great suggestion is to attend debt counselling together. If you do, a level of transparency will be created that will make it easier for you both to see the proverbial light at the end of

Sit down and go through your bills, bank statements etc. and craft a workable budget together. By doing so, your partner won’t get upset when going out to dinner every weekend just isn’t on the cards, or when you say that you can’t afford to order in – you will both be well aware of the financial situation and less likely to argue about it. Another great suggestion is to attend debt counselling together. If you do, a level of transparency will be created that will make it easier for you both to see the proverbial light at the end of tunnel, and move forward with a solid plan of action.

If you are interested in attending debt counselling sessions and are looking for advice on how to keep your relationship strong throughout these difficult times, you might want to consider getting in touch with the team here at Debt Free with Armani.

We look forward to helping you navigate your way back to financial freedom and relationship bliss!

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